dCity - Students and Tax Refunds

This week my eyes were opened in a big way regarding STUDENTS and TAX REFUNDS

I was moving along earning 9 SIM per day and then I got notified that one of my residents changed their profession from Student to Student Debt.

At first I thought this was a good thing since Students change to Students with debt than can be upgraded to other Citizens within your dCity.

However since my earnings dropped big time from 9 SIM per day to 3 SIM per day, I knew there was something else going on that I needed to research.

I had added the Student to my dCity to get the "Tax Refund" as I researched the difference between Student and Student (debt) NFTs I found the following in the Tax Refund section.

Yes, a Student NFT receives 1 tax refund where a Student (debt) NFT gives you a negative 1 tax refund. Due to this change in resident, I lost my tax refund plus I taxed more because of the negative tax refund. Not a good thing to happen.

I need to get rid of the negative tax refund. Under the "Students Training" section it states that I can upgrade a Students (debt) NFT for 100 SIM per card. I think I will do this.

Under the Dashboard menu, there is a selection for "Student Debt", click this to get to the upgrade screen.

Once you get to the Student Debt screen, you will need to select the number of cards you would like to convert. Since I only have one, that is the number I entered into the box. Then you click on the "+" sign to move the cards into the selected card area.

Once you clicked on the "+", it will reflect the total it will cost to pay off your Student's Debt. In my case it is 100 SIM.

I was notified the Student (debt) card has been changed to a Worker card.

I guess my dCity is ever changing and does not stand still waiting for me to make decisions. I will need to pay more attention to how to influence these changes that are occurring so that it does not impact my earnings as much in the future.